shelter_status
Get a snapshot of your financial status — safe-to-spend, balances, upcoming bills, health score.
shelter_runway
How many days until you run out of money — daily budget, next payday, safe-to-spend.
shelter_forecast
Projected cash flow over the next few weeks — upcoming bills, paydays, and balance trajectory.
shelter_alerts
Get active financial alerts — unusual spending, upcoming bills, low balance warnings.
shelter_opportunities
Find savings opportunities — unused subscriptions, negotiable bills, spending patterns to optimize.
shelter_context
Get a natural-language summary of the user's financial situation for use as conversation context.
shelter_affordability
Check if you can afford a specific purchase — impact on safe-to-spend, recommendation.
shelter_coach_daily
Get today's personalized financial coaching tip based on your recent spending.
shelter_coach_advice
Get targeted financial advice on a specific topic — debt, savings, bills, subscriptions, or negotiation.
shelter_ask
Ask Guardian AI any question about your finances — spending, bills, trends, or advice.