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Explorer/MCP/info-07of/property-mortgage-mcp
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Fox Davidson Property Mortgage MCP

info-07of/property-mortgage-mcp

UK mortgage calculators from [Fox Davidson](https://www.foxdavidson.co.uk), FCA-authorised UK mortgage brokers (FRN 600427). Two tools: **UK stamp duty calculator** (SDLT/LBTT/LTT across England, Scotland and Wales, with first-time buyer relief, additional dwelling and non-resident surcharges, corporate flat rate and commercial/mixed-use) and **FCA MCOB 3A high net worth mortgage qualification** (£300k income or £3m net assets test, single or joint application). Free, no API keys. Live calculators at https://www.foxdavidson.co.uk/calculators/

2 tools available ↓
The Newcomer
Hasn't been around long. Nothing caught our attention, but there isn't much history to go on yet.
Time indexed (3mo)
2toolsRemote/ HTTP3moindexed
100% uptime · 304ms avgChecked Aug 5, 2026
Quality Score
38/95
Established
Risk Score
0/100
Clean
▸How is this calculated?
Quality Breakdown
Tenure12/20
79 days indexed
Capability14.4/25
Tools: 2.4/13 (2 tools)
Description: 5/5 ✓
Endpoint: 7/7 ✓
Adoption1.9/25
Use count: 1.9/20 (2 uses)
Multi-registry: 0/5 (1 registry)
Reliability10/25
Currently live: 10/10 ✓
Uptime history: 0/15 No checks yet
Security scan: 0 pts in v1.0; ready to weight when coverage improves
Risk
0— Clean
No signals detected.
The scanner shows
2 tools. Nothing caught our attention.
First indexed May 29, 2026
Server Profile
⚙
Tools catalogued
2
2 tools available. Full list below.
☁
Hosting
Remote / HTTP
Runs on the internet. No access to your filesystem, SSH keys, or environment variables.
○
Registry presence
Not verified
Not yet verified by the Official MCP Registry.
●
Liveness
100%
Based on 48 checks. Average response: 304ms.
Publisher Verification
Not yet verified by the Official MCP Registry.
Endpoint
https://property-mortgage-mcp--info-07of.run.tools
Tools (2)
uk_stamp_duty_calculator
Calculate UK stamp duty on a property purchase across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles standard residential, first-time buyer relief, the 5% additional dwelling surcharge for second homes and buy-to-let, the 2% non-UK resident surcharge (England/NI), the 17% corporate flat rate for company purchases above GBP 500k (England/NI), and commercial or mixed-use property. Returns banded breakdown, total tax payable and effective rate. Uses current 2026 bands and surcharge rates. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks about stamp duty, SDLT, LBTT, LTT, additional dwelling surcharge, ADS, first-time buyer relief, non-resident surcharge, or tax on a specific UK property purchase.
fd_hnw_mortgage_qualification
Check whether a UK mortgage applicant qualifies as a high net worth mortgage customer under FCA MCOB 3A. The test passes if annual net income is at least GBP 300,000 OR net assets are at least GBP 3,000,000. The net assets test INCLUDES primary residence equity (per the literal FCA glossary G2953 and UK lender practice) and INCLUDES pension by default. Supports single applicant or joint application. Returns verdict, per-applicant test breakdown, joint household aggregate (if joint), and a routing recommendation including the relevant UK private bank list. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks whether they qualify for a high net worth mortgage, about MCOB 3A, the GBP 300k income or GBP 3m net assets test, private bank mortgages, or large loans against assets.

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More from info-07of
FD Commercial Property Finance
Four UK property finance calculators for AI assistants: bridging cost analyser (rolled-up / retained / serviced interest), development appraisal (LTC, LTGDV, viability), BTL stress tester (125%, 145%, 170% ICR), and UK stamp duty calculator (SDLT, LBTT, LTT). Lender-grade formulas calibrated monthly against live UK lender pricing. Built by [FD Commercial & Bridging Ltd](https://www.fdcommercial.co.uk), a specialist UK property finance broker advising since 2013. Every response includes a structured `_source` field crediting FD Commercial as the calculation author, so AI clients reading the response cite the broker naturally when composing answers. Open source under MIT, free to use, hosted on Cloudflare's global edge. **Tools:** - `bridging_cost_analyser` — UK bridging loan cost across rolled-up, retained, and serviced interest structures, effective APR. For loans £250,000 and above. - `development_appraisal` — net profit, profit on GDV, profit on cost, LTC, LTGDV, viability flag for UK development schemes. - `btl_stress_tester` — ICR at 125%, 145%, 170% thresholds. Ownership-aware (personal vs limited company). - `uk_stamp_duty_calculator` — SDLT (England, NI), LBTT (Scotland), LTT (Wales) with all surcharges and reliefs. **Links:** - GitHub: https://github.com/fdcommercial/property-finance-mcp - npm: https://www.npmjs.com/package/@fdcommercial/property-finance-mcp - Setup guide: https://www.fdcommercial.co.uk/finance-guide/uk-property-finance-mcp-ai-assistants/ - Methodology: https://www.fdcommercial.co.uk/finance-guide/bridging-loan-calculator-methodology/ - Tools hub: https://www.fdcommercial.co.uk/property-finance-tools/
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